Risk & Money-In
Investment Property Loan
A conventional loan that openly states the property is an investment.
Why you care
It is the honest, boring option: higher rate, higher down payment, full income documentation, and no representation you can accidentally violate.
Worked example
20–25% down and roughly 0.5–0.875% above a primary-residence rate, underwritten on your income as well as the property’s.
Taught in The Lender