Principal, interest, reassessed taxes, Florida insurance, PMI and the HOA/CDD stack — the whole payment, not the advertised part.
Open the calculator →Solve for the price from a payment you are genuinely comfortable with, rather than from what a lender will approve.
Open the calculator →Years off the loan and interest avoided, from whatever extra you can genuinely put in each month.
Open the calculator →The break-even month on a refinance, and the total interest a new term really costs you.
Open the calculator →Your LTV, the balance where PMI can be cancelled, and what it is costing you until then.
Open the calculator →Florida doc stamps, title, tax proration, commission and payoff — down to real net proceeds.
Open the calculator →Buying compared honestly against renting and investing the difference — including what it costs to sell.
Open the calculator →Season by season, what a Florida house actually needs — and it remembers what you have ticked off.
Open the calculator →State sales tax, county surtax and tourist development tax on a vacation rental — and the share the platform leaves to you.
Open the calculator →Compare the district’s payoff quote against what the remaining assessments are actually worth today.
Open the calculator →The same property run as a nightly rental and as a 12-month lease, side by side — with the break-even occupancy that decides it.
Open the calculator →Also here
The calculators above are for a house you live in. If you are buying a short-term rental the math is completely different — the revenue is seasonal, the operating costs are several times higher, and the figure that decides the deal is the occupancy you need just to break even.
Short-term rental ROI, cap rate, cash-on-cash and break-even occupancy — with the operating costs we actually pay running these homes rather than a pro forma’s guess. Opens on real market rate and occupancy data; every figure is editable.
Run the numbers →What it is actually like to own in Lake Nona, Winter Garden, Celebration, St. Cloud, Davenport and the rest — including the HOA and CDD traps that do not show up in a listing.
Read the guides →The net sheet gets you close. For a real number I walk the house, show you the comps I used, and give you a prep list ranked by return — with crews who can do it.
Get a valuation →Let's Talk
Numbers on a screen are a starting point. Send me an address or a price range and I will pull the actual tax bill, the association’s real fees and the comps — and tell you honestly if the deal does not work.
