Aerial view of a Davenport resort community

Polk County

Solterra has the lowest dues in the corridor and the highest CDD.

Low HOA, enormous district assessment, and it has roughly doubled since 2020. Anyone comparing Solterra to another community on HOA alone is comparing the wrong number.

The numbers, with where each one came from
HOA dues≈$258 / month (single-family)Unconfirmed — verify with the associationAmong the lowest in the corridor — which is exactly why the CDD figure below matters so much. The townhome schedule could not be confirmed.2025 listing data, via VHG Resort Cost Index · verified Aug 2026
CDD assessment$3,697–$4,630 / yearThe highest in the Disney corridor, and roughly double its 2020 level. At the top of the range that is around $385 a month, before a single HOA dollar.Official district assessment schedule, via VHG Resort Cost Index · verified Aug 2026
Minimum lease termNo minimum in the CDD amenity rulesUnconfirmed — verify with the associationThe HOA’s governing documents are not public — verify any HOA-level minimum directly with the association before underwriting a short-stay strategy.District amenity rules; HOA documents not published publicly · verified Aug 2026
Short-term rental positionPermitted — the community's core useThe district’s own rules formally define short-term renters and sell them amenity access, which is about as clear as this gets.District rules + association documents, via VHG community research · verified Aug 2026
Combined lodging tax12% combined6% state + 1% surtax + 5% tourist development tax — 1.5 points below Osceola, which is worth real money over a full year.Polk County Tax Collector + Florida DOR · verified Aug 2026
Nightly rate (market proxy)$255–$291 / night (market)Unconfirmed — verify with the associationMarket-level proxy. An Orlando-metro study puts resort-community homes at roughly $250.AirDNA $255 / AirROI $291, Davenport market TTM · mid-2026
Occupancy (market proxy)40–55%Unconfirmed — verify with the associationThe spread is measurement method rather than disagreement. Supply growth in this market is the thing to watch.AirROI 40.5% calendar basis / AirDNA 55% of available nights, Davenport market TTM · mid-2026

Solterra is the clearest illustration in this corridor of why HOA dues are the wrong number to shop on. At roughly $258 a month for a single-family home the dues are among the lowest anywhere nearby — and the district assessment on the tax bill runs $3,697 to $4,630 a year, the highest in the corridor. At the top of that range you are carrying about $385 a month before you have paid a cent of HOA.

It has also moved. The assessment has roughly doubled since 2020, which is worth knowing not just as a current cost but as a trend: district budgets are set annually and the operations-and-maintenance half does not end when the construction bond is retired. Anyone underwriting Solterra on a 2020 figure found on a listing site is underwriting a different property.

What you get in return is a genuine resort with a clear rental position — the district’s own rules define short-term renters and sell them amenity access, which removes the ambiguity that plagues some communities — and Polk County’s 12% lodging tax rather than Osceola’s 13.5%. Guests also pay a $30 to $50 amenity fee per stay, which belongs in your listing disclosure rather than in a surprise at check-in.

Figures are current as of the dates shown and change. The HOA figure could not be confirmed from a primary source and the townhome schedule is unconfirmed — verify both with the association. Rate and occupancy are market-level proxies.

Homes for sale

What’s available in Solterra Resort right now

Live MLS inventory for this community is being wired in. Until it is, I will just send it to you — the current listings, what each one really carries per month once dues and the district assessment are in, and the ones I would skip.

Run it yourself

Solterra Resort’s numbers, in the calculator

The short-term rental calculator opens preloaded with this community’s nightly rate, occupancy, dues and district assessment, so you are arguing with real figures rather than a generic default. Every field is still editable.

Solterra Resort suits you if

  • You have read the district assessment and priced it in. With that done, Solterra is a genuine resort with an unambiguous rental position and Polk’s lower lodging tax.
  • You want a strong amenity package without ChampionsGate’s three-bill structure.
  • You are buying single-family. The low dues are real — it is the tax bill that carries the cost here.

Look elsewhere if

  • You are comparing communities on HOA dues. Solterra has among the lowest and the highest total carrying cost of the group — shopping on dues gets this exactly backwards.
  • You are sensitive to assessments that move. The CDD has roughly doubled since 2020 and the operations half never ends.
  • You want a short drive to the parks. This is the value-and-distance side of the trade.

Due diligence

Before you write an offer here

  1. The district’s assessment for that specific lot, not the community range. At $3,697–$4,630 a year this is the largest single variable in your carrying cost.
  2. The townhome dues schedule if you are buying one — it could not be confirmed from a primary source and the single-family figure does not apply.
  3. The guest amenity fee, currently $30–$50 per stay, which belongs in your listing disclosure rather than in a surprise at check-in.

I do all of this before you are emotionally attached to a house, and I put the answers in writing. It is the part of the job that actually saves people money.

Video

A walk through Solterra Resort

I am filming community tours — the amenities, the drive to the parks, and the parts the marketing photos leave out. Not up for this one yet. Ask me and I will walk it on video with you live instead, which is better anyway because you can point the camera.

Compare

How Solterra Resort stacks up

Common questions

Solterra Resort questions

Why is Solterra's CDD so high?
It is the heaviest in the corridor at $3,697 to $4,630 a year, and it has roughly doubled since 2020. District assessments repay the bonds that built the community's infrastructure and amenities, and fund their upkeep — a bigger build means a bigger assessment. The operations half does not end when the construction bond is retired.
Are Solterra's low HOA dues a good deal?
They are real, and they are also the single most misleading number in this community. At roughly $258 a month for a single-family home the dues are among the lowest anywhere nearby, while the district assessment adds around $385 a month at the top of its range. Compare total carrying cost, never dues alone.
Can I rent nightly at Solterra?
Yes — short-term rental is the community's core use, and the district's own rules formally define short-term renters and sell them amenity access, which is about as unambiguous as this gets. The HOA's governing documents are not published publicly, so confirm any HOA-level minimum directly with the association.

The other half

Want the full tour of Solterra Resort?

This page is about whether the numbers work. For everything inside the gates — the amenity stack, the floor plans by builder, what the resort is actually like to stay in — I keep a much longer community guide on my other site.

Let's Talk

Running the numbers on Solterra?

Send me the address. I will get the district’s assessment for that specific lot rather than a range, confirm the current HOA schedule for that product, and run it through the calculator with Polk’s tax rate so you see what it really carries.

Call or Text
863-443-6890
Serving
Orange, Osceola & Polk Counties, Florida

Get a straight answer

I read every one of these myself. Usually back to you same day.

By sending this you're asking me to reach out — nothing more. No obligation, no representation agreement, and I don't sell or share your information.