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Elementary · Lesson 18 of 66

The HOA and the Resort Management Company

One controls what you may do with the lot. The other controls whether your guests get through the pool gate. Both can end you.

5 min read +10 XP

Two organisations, frequently in the same community, frequently confused, with completely different powers over you.

One controls what you may legally do with the lot. The other controls whether your guests get through the pool gate. Both can end your business, for different reasons.

The association

County zoning permitting nightly rental does not override a recorded declaration setting a 30-day minimum. This single misunderstanding is the most expensive mistake in this business, and it has its own card in the Assumption Graveyard.

Condo associations control more: approval of occupants, guest registration, elevator and amenity access, and in Florida the milestone inspections and reserve assessments that can arrive as five-figure bills.

Ordered in every Florida closing anyway, at $100–$300. Ask the title company to have the minimum lease term stated in it — that turns a verbal reassurance into a document the association is bound by.

Got it? Now the other animal.

The resort management company

Separate organisation, separate fees, separate rules about what renters may use. They will not be at the HOA meeting and the HOA cannot answer for them.

Check yourself

Three questions

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  1. Question 1 of 3

    County zoning permits nightly rental. The recorded declaration says 30-day minimum. Which governs?

  2. Question 2 of 3

    The HOA and the resort management company are…

  3. Question 3 of 3

    What should you ask the title company to include in the estoppel?